Can I File a Car Insurance Claim for Dent Repair?

Dent Dimensions

While a dent or ding to your vehicle may be a relatively insignificant type of damage when compared to the damage that can be caused to a vehicle in a major wreck, there’s no doubt that dents and dings are an eyesore. What’s more, even a minor dent can reduce a vehicle’s resale value, and result in fees when you’re returning a vehicle at the end of a lease term. As such, investing in dent repair is a smart move – with dent repair, your vehicle looks better, retains its value, and you escape contract penalties.

But dent repair can be expensive in some cases, leaving many vehicle owners wondering, “Can I file a car insurance claim for dent repair services?” Here’s what you should know–

When Car Insurance May Cover Dent Repair

Whether or not your car insurance company will pay for your dent repair services likely depends on two primary factors: what type of insurance coverage you have or/and how the dents to your vehicle occurred.

For example, if you are involved in a crash and your vehicle is dented as a result, you maintain a right to file a claim against the at-fault driver’s at-fault liability coverage. If you were the one to blame for the accident, or if the other driver doesn’t maintain liability coverage, you may file a claim against your own policy’s collision coverage, which pays for damages to a vehicle in an accident regardless of fault. Note that this coverage is likely subject to a deductible, though.

What happens if you weren’t in a crash, though? Suppose that a dent was caused by a flying rock as you were driving down the highway, or by a tree branch falling onto your car – can you file an insurance claim?

It depends. If you carry comprehensive coverage with your insurer, this coverage type is designed to pay for damages caused by non-collision incidents.

What Other Options Do I Have?

Even if your insurance company will pay for your dent repair costs, this may not be the best option. In fact, unless you’ve already exhausted your deductible, the cost of your deductible may be more than seeking dent repair services on your own would be, especially if you choose paintless dent repair.

Paintless dent repair (PDR) is the ideal choice for minor dents where the paint has not been damaged. PDR is fast (can usually be performed in an hour or less), is affordable (less labor and no paint keeps costs low), and is convenient (our technicians can travel to your location to perform PDR services.

Call Dent Dimensions, Inc. for Paintless Dent Repair Services Today

Before you panic about how you’ll pay for dent repair services, call our team at Dent Dimensions, Inc. We specialize in dent repair that’s impressive and affordable, and we are ready to provide you with a quote today. Reach us online or by phone to get started.

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